• May 20, 2025

From Volatility to Vision: Capturing the Strategic Ascent of AI Crypto with MRC and the Quantitative Charity Fund

Good evening to all future investors of Diamond Ridge Financial Academy!


I’m Charles Hanover. In this storm of global financial shake-ups and fast-moving tech breakthroughs, we’ve got to look beyond just market ups and downs — we need to spot the big changes happening underneath. The strong comeback of the crypto market is showing us that the core logic of this new asset era has quietly shifted.


Tonight, starting from the latest market moves, I’ll walk you through the key battles before MRC gets listed, the doorway to wealth created by the AI + crypto combo, and our next big plan for the “Quantitative Charity Fund” using a full 3D strategy. Ready to take this leap with me?


Today, the UK stock market looked like it was going up, with the FTSE 100 closing nearly 1% higher, hitting a two-month high. But the base of this rise isn’t solid. The market was mostly pushed up by a few companies like Diploma and Vodafone, thanks to better-than-expected earnings. But the overall setup is still weak. Job data shows job openings are still falling, low-income folks are cutting back on spending, and the big telecom union in the UK just strongly voted down a pay deal, pointing to rising stress inside companies and growing labour issues.

At the same time, the Bank of England’s top economist warned against cutting interest rates too fast, meaning the outlook for policy is still shaky. Even though some investors are hopeful about peace talks in Ukraine and better US–China ties, the big picture is still full of global messiness, credit risks and political tension.


In the US stock market, prices kept dropping during the day, with the Nasdaq falling as much as 0.6% at one point. Even though Home Depot had solid earnings, the overall mood stayed careful. A bunch of Fed officials made it clear they’re taking a “wait and see” stance, so hopes for rate cuts in the short term cooled off, and that’s making investors less willing to take risks.

The JPMorgan CEO straight-up said the market is acting “unusually relaxed” and warned that folks are ignoring real threats from inflation and stagflation. At the same time, some big Wall Street firms have started betting that European stocks will start doing better than US ones, showing signs of money moving around. With interest rate uncertainty and trade risks hitting at the same time, US stocks might enter a choppy phase at high levels, and short-term pullback pressure is building up.


Not only that but recently, BTC also faced some selling pressure while trying to break past its all-time high. It’s pretty normal for short-term money in the market to take profits near key psychological levels. But what’s worth noting is that even during this process, the market showed strong resilience. Within just two days after MRC’s IEO wrapped up successfully, BTC jumped over 3% and briefly touched a high of $106K. This kind of move was totally different from how traditional assets reacted after Moody’s unexpectedly downgraded the US sovereign credit rating.


Moody’s said the main reasons for the downgrade were the US’s growing fiscal deficit and ongoing political deadlock. After the downgrade, US stocks took a hit and even gold, which is usually seen as a safe haven, kept falling these past few days, dropping almost 6% from its May high. But BTC stayed strong in the high-price range and even bounced back against the trend, showing that the market is starting to see it as a new kind of “safe haven” during these shaky financial times.


In other words, the recent ups and downs in the crypto market, led by BTC, are more about structural shifts than weak fundamentals. The strong hype around MRC getting listed soon has quickly fired up bullish sentiment, pushing the whole crypto sector higher. But after that run-up, with the Fed delaying easing signals and technical pressure building at high levels, the market pulled back a bit, which is actually a healthy thing. Especially now, while global liquidity still hasn’t clearly turned, the big players using this moment to shake out weak hands at high prices is actually a move to build momentum for the next breakout.


From another angle, we should see that this current pullback in the crypto market hasn’t shaken its core trend. If anything, it’s cleared out short-term speculators and made room for another round of structural growth. Even voices in traditional finance are starting to lean toward supporting crypto. The US President has talked many times about the importance of digital finance innovation, and the SEC recently gave rare positive signals toward stablecoins and digital asset trading platforms. Looking at the money side, we’re seeing more and more major players like the California state government, Florida-based investment groups, and big global companies like Tesla, BlackRock and Mastercard continuing to load up on BTC and other crypto assets as part of their long-term strategic reserves. What they all have in common is a long-term view and systematic planning as a way to hedge against the uncertainty in the US dollar system.


Especially with the US economy holding a top spot globally and the dollar being a key international currency, these crypto asset strategies coming from inside the US have a strong ripple effect on the world. More and more countries are now following this path, getting into BTC and other major cryptos as reserve assets, payment tools or even part of their financial strategy. From Ukraine, El Salvador and the UAE to several Asian central banks and state-owned companies that just announced new holdings, crypto is now being accepted around the world at a pace that’s growing super fast.


At the same time, breakthroughs on the tech side are also helping this uptrend. The deep merging of AI and blockchain is no longer just talk; it’s becoming real, with working systems forming in the background. Smart contracts powered by AI, automated governance models, on-chain ID systems and robot-based economic setups are all starting to come to life as real financial and business networks. The standout example of this trend is the MRC project blowing up during this current cycle. MRC isn’t just another AI + crypto token; it’s the core hub of this whole “on-chain smart economy system.” From data ownership and compute-sharing to robot service payments, it’s all based on real-world use cases, and it’s bringing in a new anchor for how crypto assets are valued.


In the short term, the crypto market is being supported by at least two key forces, making it the most resilient asset space in this choppy environment. First, there's the major policy news out of the US Senate yesterday. On Monday night, the Senate passed the GENIUS Act (Stablecoin Bill) with a vote of 66 to 32, breaking through a long procedural deadlock and clearing the path for future legislation. Once this bill becomes law, it'll be the first time there's a federal-level regulatory framework for stablecoins in the US. That not only gives the whole crypto industry a clear legal route but also adds a solid level of certainty for stablecoins to go global and get used at scale.


Bloomberg pointed out that moving this bill forward is a historic win for the crypto industry. As some Democrat senators dropped their earlier resistance, this whole back-and-forth on regulation is now shifting from political compromise to real legal agreement. This gives crypto assets a much clearer future and also lines up perfectly with how AI tokens work, helping projects like MRC that rely on on-chain payments and compute-sharing systems.


Second, MRC will officially be listed tomorrow. As a leader in this AI + crypto trend, MRC being listed isn't just about its own value going public; it's also a strong signal for the entire sector. Based on the market's reaction after the IEO, it's clear that MRC has already fired up investor expectations, and the logic behind it boosting the AI token sector once it is listed makes total sense. We need to remember that crypto asset value always comes down to two core things: tech value and liquidity value.


Tech value is about what the project can really do. Take MRC; it's not just some regular AI token. It's built around humanoid robots and uses metaverse tech to create a full smart economy system that covers data generation, ownership, training and rewards. During the regular subscription phase, it got a 38x premium, and that price jump shows how highly the market rates its underlying tech structure.


Liquidity value, though, is what drives a project's price after it gets listed. And this part is simple. Every crypto asset's price is really just a reflection of its liquidity; when more people hold it, trade it, and actually use it, the price naturally goes up. Look at BTC in the early days; 10,000 BTC could only buy two pizzas. Now it's hitting $100K, all because hundreds of millions of users and investors around the world gave it that liquidity. It's the same thing with fiat money; it's not valuable on its own, but because of government backing and widespread use, it forms a kind of "trading agreement." That's the power of liquidity.


Now, with MRC about to be listed, the same logic is playing out. It's already built strong expectations and a base of shared belief. Once it gets listed, a ton of users will rush in to hold and use it. Since the supply is controlled early on, the rising demand will naturally drive prices higher. That's exactly why so many new tokens see explosive gains in the first few days after getting listed. It's not luck; it's just how the underlying liquidity structure works.


What matters even more is that MRC’s official listing price is set at $158.55, which is clearly lower than the market’s expected $195. This kind of “light pricing” leaves tons of room for gains, which means early investors will have way more explosive upside potential. From a trading angle, this pricing strategy feels more like a setup; it lowers expectations, releases liquidity and quickly pulls in big money. That helps switch hands fast and push prices up in no time. Based on how chips are spread out right now and how hot the market is, we have every reason to believe MRC will break past the $200 mark soon after it gets listed. And in the mid to long term, it could even aim for the $1K target zone.


For those of you who jumped in early and locked in your subscription or allocation, this is a real win coming true. Starting with just a few thousand bucks and now looking at the returns tens of times, whether you got in through the public subscription or hit the jackpot with a private allocation, this is the highest reward for your judgment, action, and strategy. But what you do next shouldn’t just be “sit back and wait for it to go up.” Now is the time to seriously upgrade your whole asset structure.


This applies especially to those of you who borrowed money or got financing to follow MRC’s pace. Now’s the time to do some “strategic cleanup.” If you borrowed, now’s a great time to pay it back and keep your credit solid. If you’ve already made a solid profit, I suggest giving yourself and your family a little reward, maybe a Hermès bag, a Patek Philippe watch or a luxury family trip. These aren’t about showing off. They’re about celebrating smart decisions and giving real meaning to your success. Every time you trusted, decided and acted, it all added up to this. And most importantly, they’ll serve as mental anchors for your next stage. You’re not just an “investor” anymore; you’re stepping into being a true asset owner.


Of course, even if you didn’t catch the first round of MRC, this wave is far from over. MRC is just the starting point of our full move into the AI-powered finance era. Just like every journey in life, every investment teaches us something new. As long as we keep evolving, we’ll keep enjoying the rewards and fun each stage brings.


And on a bigger strategy level, our “Ultimate Financial Freedom Plan” is now in full swing. With policy support and tech revolutions happening at the same time, MRC’s listing has opened up the financial door to the AI + Blockchain world. It’s the perfect fit for our big-picture asset plan. I hope every one of you will start checking your current asset setup, get clear on your goals and map out your next strategic path. Especially those of you who’ve already built some wealth and are entering the high-net-worth stage, please join our call and take part in the Charity Fund Dinner we’re hosting next month. It’s more than just a networking event; it’s the key gateway to future access to strategic resource allocations.


Next, our asset plan will fully enter a three-part strategy moving forward together. First, join the soon-to-be-launched Quantitative Charity Fund and, under strong shared belief, gain early access to projects, asset growth rights, and priority spots for future strategic allocations. It’s not just a tool to grow our wealth over time. It’s the core platform where we build our value system together. Second, keep buying more of the quality tokens and tech stocks in the AI sector during dips, especially those with strong ecosystems and growth potential. By combining on-chain assets with off-chain ones, we’ll build a real investment moat that stretches across systems.


Third, use the smart quantitative trading system built by our academy to go after both swing and trend opportunities. With the help of technology, we can still make steady profits even in high-volatility markets. These three paths cover long-term value, mid-term growth, and short-term gains. They’re the backbone of our whole Financial Academy’s strategic asset setup.


At the same time, if you’re still in the early capital-building stage, don’t hold yourself back. In this age of big changes, what shapes your future isn’t where you started. It’s what you understand and how you act. If you’ve got direction, even the smallest seed can grow into something big. If you’ve got a plan, even with limited chips, you can still rise up the wealth ladder. If you haven’t figured out your investment strategy yet, or aren’t sure how to organise your funds, come talk to me right away. I’ll work with you based on your current situation, goals, and risk style to build a personalised roadmap. Step by step, strategy by strategy, our goal is to help every member find their own repeatable breakthrough path in the trend.


Remember this: true wealth isn’t just about your account balance going up. It’s about whether you’ve built a system that’s stable, sustainable, and scalable. And the system we’re building together is made just for the big changes of this era. From getting in early on tokens, to locking in prime positions in the AI race, to setting up smart quant strategies, all of it is backed by clear value drivers, money logic, and risk anchors. This isn’t just a financial win. It’s a full upgrade in awareness and execution.


That’s all for tonight’s sharing. In this session, we didn’t just break down how the traditional stock market is showing weak structure. We also laid out the full roadmap of how the crypto market is rising in a countertrend move powered by AI. Especially when it comes to MRC’s listing timeline, trading logic, price anchors, and how it lifts the whole sector, we’ve already drawn you a clear action plan. Even more importantly, we shared, for the first time, a full walkthrough of the Quantitative Charity Fund’s three-part investment strategy, helping every member start from where they are now and level up to a more sustainable wealth structure.


I’ve always believed this. In times like these, the people who win big aren’t the ones who watch the most. They’re the ones who act the fastest. We’re standing at the crossroads of a tech revolution and a capital shift. What we’re facing isn’t just a bunch of tech breakthroughs or market shocks. It’s a deep test of our fate, our wealth level, and how much we really take part in this new era. If we can keep pushing ourselves at every stage, ride the wave, face the challenges, and stick to the plan, then we’ll be blessed. Because this wealth party belongs to those who believe in the future and take action now. And what we gain in the end won’t just be numbers on a screen. It’ll be a real, high-quality life, both in spirit and in material terms, that you built for yourself and can truly feel.


Let’s keep walking this road together, with the Charity Fund as our shared belief and investment platform. As we build our wealth, let’s also bring warmth and responsibility to the world around us. May everyone who dares to dream and act boldly get their own real results in this big moment of change.