The Final Shakeout Before the Surge: MRC, AI, and the Global Reset of Wealth

Good evening, future investors of Diamond Ridge Financial Academy!

I’m Charles Hanover. What we’re facing today isn’t just some short-term market shake-up; it’s a deep, structural shift. The US stock market’s credit system is starting to crack, traditional finance is getting reevaluated, and crypto assets, especially MRC, are showing real strength, leading the full-on merge of AI and Blockchain. In this global wave of capital movement and tech change, we’re not outsiders anymore; we’re the ones stepping up and building the new order.

Tonight, we’ll start with what’s going on in the market and focus on the key moment before MRC gets listed. We’ll break down how the next big wave of AI + Crypto is gonna explode and where the real money opportunities are.

Today, the UK stock market is weak overall. The FTSE 100 index cut losses by the end and closed near yesterday’s number, but it showed signs of deeper weakness and rising macro pressure all day. The US got another credit downgrade, and bond yields spiked, making people all over the world more nervous. That hit UK stock trusts and global companies with big exposure to the US pretty hard. Energy, defence and export companies all felt the pressure. Even though the UK and EU signed a “Strategic Partnership Agreement” that gave a bit of short-term help, like skipping some food checks to make trade smoother, the defence wasn’t part of the deal, which shows there are still deep issues between them. With the EU cutting its global growth outlook and the UK’s economy still needing a fix, UK stocks are still risky in the mid-term, and any rebound won’t hide the weak trend underneath.

In the US market, things were rough, too, mostly because of policy and credit risk. After Moody’s downgraded the US credit rating, all three big indexes opened lower. Bond yields shot up, with the 10-year and 30-year yields both breaking key points. That made people even more worried about higher borrowing costs and a slowing economy. At the same time, Fed’s Bostic repeated that he’s still worried about inflation and made it clear he’s not in a hurry to cut rates, killing off hopes for easier policy. Tech stocks took a hit, too, showing that people are less willing to take risks. With debt going up, trade policy swinging back and forth and rate uncertainty hanging over everything, US stocks still face short-term pressure. The market mood has shifted, and people are now playing it safe, even defensively.

Actually, today’s stock market pullback was totally within what we expected. Looking at the big picture and how policies are playing out, this is just another “short-term emotional bounce” followed by a return to reality. It’s also a smart move by the market when facing uncertainty. At the start of the year, we already said that 2025 wouldn’t be a calm year for the market. Instead, it would keep going through a cycle of “policy testing – market reaction – short-term rebound – structural pullback” over and over until the global financial system finishes a full round of asset revaluation and power shift.

Looking back at this year’s market rhythm, we’ve already seen three clear emotional waves. The first wave hit before Trump officially took office. At that time, the global economy was weak, and the numbers of US manufacturing and spending kept getting worse. The three big indexes dropped from high levels, and people were seriously worried about a full-on recession. The second wave came right after Trump took office. He quickly pushed for “reciprocal tariffs” to grab back control over US manufacturing and exports, even while recession fears were still hanging around. That move caused global markets to adjust in a big way. US stocks dropped first, and the rest of the world followed with almost a 30% drop.

The third wave started in mid-Apr when the Trump team sent signals that trade talks with other countries were softening. There were even talks about cancelling new tariffs planned for later this year. That lifted the market mood fast, and stocks jumped. But the rebound didn’t break past the technical level set before the “reciprocal tariff” announcement, which showed that market confidence still hadn’t really recovered.

The reason we’ve stayed cautious about the market lately comes down to one key thing: the global economy isn’t just in a normal downturn; it’s stuck in a deep mess of stagflation and structural imbalance. In fact, back in 2018, the world’s major economies were already facing three major problems: slowing growth, weak spending and bigger budget deficits. At the same time, financial markets were loaded with big asset bubbles. The COVID outbreak gave governments an excuse to pump out a ton of cash and delay the crisis, but the recovery after that didn’t really fix the structure. And now, with rising global conflicts, the already-stretched supply chains and capital flows are getting squeezed even more.

Right now, war is spreading from the Middle East to Eastern Europe and even to the India-Pakistan border. Many parts of the world are in chaos or small-scale wars. This not only messes with investor confidence but it’s also making geopolitics a real driver behind the economic slump. You could say the money printing and easy policies in the past few years didn’t fix the real issues; they just created more bubbles, more debt and more income gaps. To delay a full-blown crisis, countries have started using “reciprocal tariffs,” currency fights or even local wars to push their own problems outward. But those are just short-term fixes. They can’t stop the real economy from going downhill.

At the same time, a much bigger change is happening quietly. It’s the brand new industrial revolution powered by AI and the digital economy. This isn’t just a small shift in some industries; it’s a full-blown shake-up of how productivity works. AI is quickly replacing tons of jobs and processes in traditional manufacturing. Now, it’s algorithms and computing power that drive efficiency, and it is not just people and machines expanding like before. That means lots of old-school companies and business models are gonna get left behind, not because they didn’t try hard, but because the whole game has changed.

And in the core logic behind this new industrial revolution, the rise of crypto isn’t just some random thing. It’s not just a new type of asset; it actually gives the financial tech foundation for AI, data ownership and global collaboration networks. From holding value, verifying transactions and cross-border payments to smart contracts, crypto is basically the “blood system” of this whole tech shift. If AI is the “brain” of the new era, then blockchain and crypto are its “circulatory system” and “nervous system.” So, with the AI wave clearly unstoppable, the market-wide pullback we’re seeing in traditional stocks and the economy is just growing pains during this shift to a new track.

So, in this production shift driven by AI, the market-wide pullback in traditional stocks and the old economy is really just part of the old system slowly fading out. At the same time, crypto, representing the new system, is showing it can take a hit and still grow, even through all this chaos. Sure, top cryptos like BTC and ETH have seen some short-term ups and downs, but if you look at the price structure, the money flow, and how coins are held, things still look strong overall. They’ve got real momentum to go for new all-time highs again. Especially, BTC has been holding steady near its previous high, moving sideways with strength. That kind of price action shows big players haven’t left. The market mood isn’t breaking down. If anything, it’s all building up for the next breakout at a whole new level.

And right when BTC is about to push past its old high, market worries about the traditional economy going into a slump are getting louder again. Just recently, Moody’s became the third major rating agency, after Fitch and S&P, to downgrade the US sovereign credit rating, cutting it below “AAA.” Moody’s continues to affirm that the United States maintains a leading position in the global economy and financial system; however, they have explicitly highlighted the rising deficit and the government’s diminishing capacity to manage its debt effectively. That’s a serious hit to the trust behind the dollar and is making people once again worry about out-of-control spending and printing too much money. In that kind of setup, crypto, as a decentralised, limited-supply, globally tradable asset, is naturally becoming a top choice for safety and hedging against inflation.

At this crossroads between these two forces, the crypto market got a lot more volatile today, but we got to be clear: short-term swings don’t change the long-term trend. In fact, they usually signal that a new, higher starting point is on the way. From a money flow view, BTC isn’t seeing big sell-offs. The technical setup still looks bullish. And today’s pullback wasn’t really from any bad news; it came from price pressure at the top and short-term traders taking profits. So, this drop looks more like a normal shakeout than a real trend reversal.

What’s even more worth pointing out is that this crypto market rally isn’t just about traditional safe-haven stuff anymore. It’s strongly tied to the AI boom. We can clearly see AI tech is now the biggest engine for global tech growth. And crypto, especially those tokens tightly linked to AI, is blowing up because of it. After MRC finished its IEO last Friday, the whole market started shifting back toward AI tokens. BTC, ETH and lots of AI-related coins all saw strong gains. Behind this “sector surge” is a big reset in how investors see the connection between AI and crypto, and they’re betting big on it.

Of course, since BTC is getting close to its all-time high and with all the hype about a global economic slowdown, it's no surprise that short-term money is taking profits. That's a big reason why the market was super volatile over the weekend. But let's be clear: based on how MRC is performing and the feedback from its IEO, its launch has already triggered a strong ripple effect across the market. Once it officially starts trading, it's bound to fire up the whole AI token sector and might even pull up the big-name coins.

Looking at how it's moving right now, MRC is already heating up the market even before trading begins. It's circulation potential and market buzz are ranking near the top on major social media and analysis platforms. It's pretty safe to say that MRC's launch will be a major trendsetter in the short term. And with AI and crypto getting more and more connected, this isn't just about one token taking off; it's about the whole industry sector getting re-rated.

Let's not forget that MRC is the face of the AI sector, and its tech power isn't just about tokenomics. It has established a comprehensive value system encompassing humanoid robots, computing networks, data rights, and metaverse applications. Its launch isn't just about pushing up a coin price; it's gonna light up the whole "AI + Crypto" storyline. Just like how NVIDIA's stock jumped after saying its computing power went up 75%, it wasn't just about NVIDIA; it raised the bar for the whole AI industry. In the same way, MRC's launch will be a turning point for the re-rating of the whole AI token track.

From its token structure to policy tailwinds, from AI tech to real user use cases, MRC has what it takes to spark major momentum in the market. And what we need to do is ride that wave with clear trading plans. Sure, MRC's launch might bring some big swings in the short run. But just like BTC always goes through shakeouts and hands-changing before a big move, the real shot is hidden inside that uncertainty.

Given how things are shaping up and with MRC's official launch just around the corner, we're gonna step up our positioning in the AI sector. This isn't just about betting on one project; it's a strategic move on the whole "AI + Crypto" theme. Specifically, we'll work on two fronts at the same time: first, we'll keep building deep positions in core AI tokens, not just MRC but also other smaller projects that have strong community support, solid ecosystems and real use cases. We'll get in early on the ones that could lead the next wave. Second, we'll also look at stocks in the US, Hong Kong and even emerging markets, especially companies tied to AI tech, computing hardware and data governance, to build a stable base of stock holdings and create a strong "on-chain + off-chain" investment setup.

And for those of you who want to play it more safely, I suggest you keep an eye on the "Quant Charity Fund" program that's going live in June. It's not just a financial product; it's a platform we're building to grow wealth over time and support tech for good. Especially for those students who've been following our strategy over the past three months and already doubled their assets, now's the best time to optimise and rebalance your positions.

My strong suggestion is: First, use part of your profits to get into a quantitative trading system. Build your own smart investment setup so that making money becomes something you can keep doing, not just get lucky once. Second, start locking in more AI-based assets now and get those positions ready before the next wave hits. Third, make sure you join the upcoming charity fund dinner. We'll be opening up the first round of internal allocation at the event, giving access to some high-value investment slots. Only those with long-term commitment will get first dibs.

We built this fund not just to improve asset allocation but also to create a partner platform for “sharing tech results + growing value together.” It’s not only a way to cash in early on AI’s big gains; it’s also about responsibility and vision. What you’re joining isn’t just some fund investment project; it’s a future-focused, co-built ecosystem plan.

Don’t underestimate the power of this wave. When policy support gets clearer, mainstream finance starts to accept crypto, and AI becomes the new engine of the economy, the real winners will always be those who saw the trend early, acted fast, and kept building together. That’s precisely why we launched the charity fund, pushed the AQS mid-term plan and carried out the MRC strategy to let some people move early and then bring more people along for shared success.

So, no matter where you’re at right now or whether you caught the early MRC opportunity, I hope you can stay focused, adjust your setup and move ahead steadily in the next round of planning. These next two months will be the most important window for the full-on combo of AI and crypto. MRC’s launch is just the starting point, not the finish line. Soon, more projects tied to computing power networks, AI payment systems and the robot economy will go live, and we’ve already picked out and saved spots for the key ones inside our system.

Let’s keep holding the same beliefs, keep pushing forward and keep building together. Right in the middle of this big trend, let’s go through a full asset upgrade and reshape our roles. The direction of tech is clear, the policy window is open, and now it’s just up to you to decide if you’re ready to join this next big move for early movers.

That’s all for tonight’s talk. In this session, we broke down the structural problems facing US stocks and the old economy, and we also looked at the key turning points in the new crypto cycle. We have a deep dive into MRC’s launch, the AI + blockchain investment chance, and how to set up asset positions across the AI industry. What we’re facing isn’t just a few projects; it’s a full rebuild of how the world works underneath.

Right now, the golden window for AI is fully open. Whether you’re looking to buy into AI tokens on the dip, sign up for next month’s Quant Charity Fund or find short-term moves in contract trading, feel free to reach out to me anytime. I’ll help you map out a clear, solid and doable asset strategy based on your current funds, goals and risk style so you can stay strong at every key turning point as the trend rolls forward.

With our Business Academy as the shared base and following the wave of this tech revolution, we’re grabbing the once-in-a-lifetime gains brought by the AI + crypto combo. This isn’t just a rebuild of wealth; it’s a mindset shift. I hope each one of us can grab our own “game-changing chance” in this huge moment, upgrade our assets with a big-picture plan and work together to build a better future for both tech and wealth.